Renters Insurance

Purchasing Renters insurance can be easier and less expensive than you think.  Whether you are looking for Renters Insurance in Hudson, Trinity, Port Richey, New Port Richey, Tampa, Land O'Lakes, Lutz—or anywhere across the state for that matter—rest assured that we have your specific homeowner policies needs covered.

What is Renters Insurance?

Basically, renters insurance acts as a homeowners insurance policy for those who rent their place of residence. Whether you live in a condo, apartment, house, duplex, etc., renters insurance can protect you and your assets. Having renter’s insurance can help devoid costs of damages should anything happen to a rental property that you are living in.

Doesn’t My Landlord’s Insurance Cover Me?

NO! Do not make the mistake of assuming your landlords homeowners insurance will cover you and your assets. A landlord’s policy covers only the physical structure of the rental property, not your belongings. If the person who owns the building has rental insurance, they will be protected from costs to them should something happen to the building, but they are not responsible for covering your belongings.

The Next Step…

Purchasing renter’s insurance ensures that your property is protected. Don’t make the mistake of thinking you are invincible; you do need insurance for your belongings, even if you live in a rental property. You are the only one who is responsible for protecting your assets.

If you are in need of Renters insurance and want an affordable car insurance rate contact us by using our simple Renters quote form, emailing us or calling us at 727-868-9450. One of our insurance professionals will be happy to explain our coverage benefits and give you a free Renters insurance quote today.

Dwelling Fire Insurance

If you have homeowners insurance, you may be inclined to think your home is completely covered in the case of a fire. If you’re living in your own home – it will.

But, if you’re renting out a house, think again.

Dwelling fire insurance is specifically designed to protect landlords from losing rental income lost as a result of a fire. In most cases, this coverage will provide you with a year’s worth of rental income, allowing you the time and resources to rebuild and rent.

Contact Florian Insurance Inc. today to find out more about dwelling fire insurance.