Homeowners Insurance

Whether you are looking for homeowners coverage in Hudson, Trinity, Port Richey, New Port Richey, Tampa, Land O'Lakes, Lutz—or anywhere across the state for that matter—rest assured that we have your specific homeowner policies needs covered.

Although you are not legally required to purchase homeowners insurance as you are with Florida auto insurance, mortgage companies require as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowner’s insurance, don’t fret! Florian Insurance Inc. is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!

Homeowner’s coverage doesn’t have to be difficult to understand. Typically, a basic homeowner’s insurance policy will cover the following:

• The structure of your home
• Replacement costs
• Personal possessions (up to a set limit)
• Living expenses in case of a disaster
• Liability

You can also add supplemental policies such as:

• Valuable Articles/Floater policies (i.e. Jewelry Insurance)
• Florida Flood insurance policies
• Earthquake policies
• Florida Umbrella insurance policies (additional liability)
• Animal Liability (liability issues due to household pets)

If you are in need of homeowners insurance and want an affordable car insurance rate contact us by using our simple homeowners quote form, emailing us or calling us at 727-868-9450. One of our insurance professionals will be happy to explain our coverage benefits and give you a free home insurance quote today.